Is President Obama tackling too many issues? At a time like this, with the economy teetering, is it really wise to try to reform the health care system?

Pundits and politicians have been debating that question a lot of late. “This is no time to be taking on something as big and complex as health care,” the naysayers admonish. It’s no coincidence that many of them are politicians or high-profile media talking heads–among the lucky few who don’t have to worry about health care coverage. Most of them don’t have the foggiest idea what the rest of us are up against.